Insurance Coverage Disputes

My L.A. Lawyers assists clients throughout the Los Angeles metropolitan area with a wide variety of cases involving disputes with insurance companies.  Although the goal of most insurance providers is to pay out as little as possible, policyholders have legal rights under their insurance contracts.  Our goal as attorneys is to ensure those rights are fully protected.

Types of Insurance Bad Faith

Insurance companies engage in many types of abusive and illegal practices including but not limited to:

• Unfair denial of benefits or claims
• Failure to properly investigate a claim
• Underpayment of policyholders' claims
• Unreasonable delay of paying under the insurance policy
• Unreasonable refusal to defend policyholders against third-party lawsuits
• Rescinding a policy, including falsely claiming the policyholder made a misrepresentation on the policy or coverage application

Available Recovery

All contracts, including insurance policies, include what is called an implied covenant of good faith and fair dealing.  If an insurance company violates this covenant by mistreating policyholders, the policyholders have the legal right to file a lawsuit for monetary damages.  Compensation available in an insurance bad faith lawsuit includes the following damages:

• Direct economic harm caused by the bad faith act
• Damages for any emotional distress the bad faith causes the policyholder to suffer
• Punitive damages, in certain cases where the insurance provider acted maliciously or recklessly
• Attorneys' fees, which are available in some cases

Consult With Experienced Insurance Attorneys

If you believe your insurance company is treating you unfairly, you may be able to recover for damages.  Glendale personal injury attorneys who are familiar with insurer practices and with California's Insurance Code can help you obtain the maximum compensation to which you are entitled.  At My L.A. Lawyers, our team includes a former claims adjuster, providing us valuable insight into how insurance providers evaluate claims.  For a free initial consultation, contact us today.